Surefire Tips To Get Cheaper Motorbike Insurance

The money you pay on motorbike insurance usually depends on the model you’re looking to cover as well your personal circumstances. Of course, several factors go into calculating your motorbike insurance costs, and one factor could possibly mean you pay more than you should.

Fortunately, you can save more on motorbike insurance just with some tips at hand. Keep reading to find out some top tips that can help you pay reasonable monthly premiums on your motorbike insurer.

Keep Your No-Claims Bonus

Your no-claims bonus can possibly reduce the cost of your motorbike insurance as it gives you a hefty discount. The size of the discount might potentially rise each year but only if you don’t make a motorbike insurance claim. On some circumstances you might slightly damage your motorbike and the cost of repair is only marginally above your excess.

In such a case, it might make more sense to pay for the repair out of your own pocket rather than making a claim so that you don’t lose your no-claims bonus. Without the no-claims bonus, you’ll probably end up paying a lot when you want to renew your policy. Actually, responsible driving probably means reduced chances of damaging your motorbike hence low chances of making a claim in the first place.

Improve Your Motorbike’s Security

The more difficult your motorbike is to steal, the lower your insurance costs might be. This is indeed with good reason as many motorcycles are normally stolen each year all around the globe. Of course, motorcycle theft represents a significant risk for many insurers. Consequently, you can help keep insurance costs down if you can keep your motorbike in a locked garage at night.

Anti-theft measures such as ground anchors, motorcycle locks/ chains, alarms and trackers can also help to ensure the safety of your motorbike. Yet, you need to ensure any security device you buy is recognized by your insurance provide otherwise you might not get the lowest insurance quotes. You might also pay less for your motorbike insurance if you choose to pay the premiums as a lump sum rather than opting for monthly installments.